Whether you are a first time homebuyer or are looking to refinance an existing mortgage, I provide you with the best, personalized solutions to fulfill your financial requirement. My online application form lets me receive your application around the clock, and I can get started on the file immediately. You can also check the status of your loan application anytime, from anywhere, using my online Check Loan Status service.
Doing business with me means that you not only get the best mortgage advice and solutions, but you also get the lowest possible rates for your loan. Why spend more on high monthly interest rates when you can get the mortgage solution of your choice for less? Keeping a substantial difference between the daily market rates, I promise to get you the most cost effective financial solution. I extend my services to a wide array of mortgages ranging from refinance and renewal to first time home purchases and debt consolidation.
I offer you everything that you will need to get your mortgage application rolling. From a series of online calculators that help determine your credit standing and eligibility for a loan to my numerous rate search tools and quick application forms, I have left no stone unturned in order to offer you the best service possible. It is no wonder that my long list of satisfied customers is growing with each passing day.
Need quick cash? If you need to pay for an unexpected event in your business or to consolidate your debts into one monthly bill, then refinancing has never been easier.
Need quick cash? If you need to pay for an unexpected event in your business or to consolidate your debts into one monthly bill, then refinancing has never been easier. Home-equity loans are an excellent source for quick money since its secured debt. The benefits are: rates are lower than conventional consumer loans, and when consolidating your debt into one single payment and you can receive tax benefits in some instances.
The choice between a bank and private lender depends on the status of an individual’s finances and the type of property he or she wants to purchase.
The choice between a bank and private lender depends on the status of an individual’s finances and the type of property he or she wants to purchase. Banks have strict rules geared towards low-risk loan clients. For those people who are self-employed or their credit rating is too low they can be turned down for a traditional loan. Private lenders are adaptable and consider each lending situation on an individual basis. If you have enough equity in your home, then private lenders are always interested in providing you with the funds that you need to get your mortgage.
The majority of private lenders in Quebec routinely use the loan-to-value (LTV) ratio. It’s a risk assessment ratio that lenders calculate before approving a loan.
Loan to Value Ratio=Mortgage Amount/Appraised Value of the Property
If your LTV is below 75%, probabilities are high to obtain the funding that you need. I can provide 83% financing with private hard money from lenders who will assess each client’s distinct situation.
I am completely upfront and honest in giving you all the benefits and considerations that you need to know with this type of mortgage option.
You can depend on your money arriving rapidly and reliably. Private lenders are an outstanding source of capital when banks decline you a loan.
Do you need a private mortgage because of bad credit or debts? We offer the best private first and second mortgage rates in Canada, between 8-18%.
Call us; we can help you.
When it comes time to renew your mortgage, you have more control and are in a stronger position to negotiate.
When it comes time to renew your mortgage, you have more control and are in a stronger position to negotiate. When you first got your mortgage, you may have had a high rate, but with your upcoming renewal, there can be more competitive rates in the marketplace. Make sure you contact me ahead of your renewal date so I can shop around for the best mortgage rates on the market. Your credit score can influence what interest rate you can get. With my knowledge, expertise and working relationships with over 20 lending institutions, I make sure you have the best mortgage options available to you and a rate catered to your individual needs. It's a beneficial time where you can take advantage of your mortgage renewal to pay off high-interest credit card bills, consolidate debts or have equity for renovation projects.
Are you looking for a better mortgage rate? We have the best mortgage rates and the greatest options for your needs.
Are you looking for a better mortgage rate? We have the best mortgage rates and the greatest options for your needs. When you have a better mortgage rate, this can have significant implications on the bottom line of your finances. A small variation in rates can have a large impact over time equating to thousands of dollars.
At Mortgage Architects, we work hard at offering you the lowest mortgage rates in the market with both variable and fixed rate mortgages. Check out our table below comparing today’s Market Rates and with our rates that we are can offer and secure for you today.
We specialise in helping people with bad credit ratings to get the mortgage financing that they need.
We specialise in helping people with bad credit ratings to get the mortgage financing that they need. Bad credit situation? You will not be declined with us. We have access to a large pool of lending partners; credit rating is not the primary factor, lending is based on the equity of your home. Lenders want your business; rates will be competitive. Don’t think that a bad credit history can stop you from getting the financing that you need. With our alternative lenders, you can get up to 90% of your financing. We can help.